Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,649,000 | 46,910,000 | 47,314,000 | 48,485,000 |
| Total loans | 25,136,000 | 26,064,000 | 27,514,000 | 26,959,000 |
| Allowance for loan losses | 298,000 | 277,000 | 319,000 | 388,000 |
| Securities available for sale | 15,406,000 | 14,274,000 | 12,589,000 | 12,258,000 |
| Securities held to maturity | 1,965,000 | 1,955,000 | 1,955,000 | 1,920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,597,000 | 41,676,000 | 40,866,000 | 44,046,000 |
| Interest-bearing deposits | 36,613,000 | 35,910,000 | 34,701,000 | 35,820,000 |
| Noninterest-bearing deposits | 6,984,000 | 5,766,000 | 6,165,000 | 8,226,000 |
| Equity capital | 3,750,000 | 3,973,000 | 4,186,000 | 4,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 762,000 | 1,539,000 | 2,346,000 | 3,095,000 |
| Interest expense | 290,000 | 548,000 | 795,000 | 1,030,000 |
| Net interest income | 472,000 | 991,000 | 1,551,000 | 2,065,000 |
| Noninterest income | 89,000 | 179,000 | 285,000 | 368,000 |
| Noninterest expense | 466,000 | 888,000 | 1,356,000 | 1,881,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 200,000 |
| Pretax income | 65,000 | 222,000 | 383,000 | 360,000 |
| Income tax | 12,000 | 24,000 | 21,000 | 33,000 |
| Net income | 53,000 | 198,000 | 362,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,651,000 | 3,768,000 | 3,934,000 | 3,857,000 |
| Total capital | 3,949,000 | 4,045,000 | 4,253,000 | 4,236,000 |
| Risk-weighted assets | 29,172,000 | 29,429,000 | 30,639,000 | 30,301,000 |