Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,857,000 | 46,011,000 | 46,018,000 | 47,087,000 |
| Total loans | 21,083,000 | 22,568,000 | 23,978,000 | 25,020,000 |
| Allowance for loan losses | 294,000 | 289,000 | 192,000 | 298,000 |
| Securities available for sale | 15,818,000 | 15,217,000 | 15,549,000 | 14,103,000 |
| Securities held to maturity | 3,802,000 | 3,127,000 | 2,035,000 | 2,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,940,000 | 42,059,000 | 41,037,000 | 43,028,000 |
| Interest-bearing deposits | 36,698,000 | 36,345,000 | 35,419,000 | 36,004,000 |
| Noninterest-bearing deposits | 6,242,000 | 5,714,000 | 5,618,000 | 7,024,000 |
| Equity capital | 3,554,000 | 3,620,000 | 3,837,000 | 3,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,670,000 | 2,465,000 | 3,352,000 |
| Interest expense | 406,000 | 827,000 | 1,221,000 | 1,575,000 |
| Net interest income | 417,000 | 843,000 | 1,244,000 | 1,777,000 |
| Noninterest income | 99,000 | 216,000 | 357,000 | 446,000 |
| Noninterest expense | 423,000 | 802,000 | 1,209,000 | 1,745,000 |
| Provision for loan losses | 15,000 | 41,000 | 62,000 | 271,000 |
| Pretax income | 78,000 | 223,000 | 333,000 | 210,000 |
| Income tax | 12,000 | 24,000 | 36,000 | -127,000 |
| Net income | 66,000 | 199,000 | 297,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,391,000 | 3,495,000 | 3,594,000 | 3,598,000 |
| Total capital | 3,685,000 | 3,784,000 | 3,786,000 | 3,896,000 |
| Risk-weighted assets | 26,548,000 | 29,025,000 | 27,540,000 | 28,811,000 |