Call reports 2026
FARMERS BANK AND SAVINGS COMPANY, THE — 2026
What FARMERS BANK AND SAVINGS COMPANY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 477,081,000 | 471,968,000 |
| Total loans | 336,031,000 | 337,435,000 |
| Allowance for loan losses | 3,310,000 | 3,410,000 |
| Securities available for sale | 101,140,000 | 93,044,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 427,280,000 | 425,473,000 |
| Interest-bearing deposits | 322,126,000 | 320,668,000 |
| Noninterest-bearing deposits | 105,154,000 | 104,805,000 |
| Equity capital | 42,896,000 | 43,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,083,000 | 12,363,000 |
| Interest expense | 1,944,000 | 3,939,000 |
| Net interest income | 4,139,000 | 8,424,000 |
| Noninterest income | 742,000 | 1,500,000 |
| Noninterest expense | 3,797,000 | 7,345,000 |
| Provision for loan losses | 130,000 | 240,000 |
| Pretax income | 954,000 | 2,339,000 |
| Income tax | 180,000 | 449,000 |
| Net income | 774,000 | 1,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 43,101,000 | 43,796,000 |