Call reports 2022
FARMERS BANK AND SAVINGS COMPANY, THE — 2022
What FARMERS BANK AND SAVINGS COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 396,294,000 | 393,204,000 | 395,510,000 | 393,696,000 |
| Total loans | 246,752,000 | 246,971,000 | 253,580,000 | 261,534,000 |
| Allowance for loan losses | 2,651,000 | 2,589,000 | 2,664,000 | 2,749,000 |
| Securities available for sale | 114,353,000 | 113,160,000 | 109,091,000 | 99,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,099,000 | 361,122,000 | 354,699,000 | 347,808,000 |
| Interest-bearing deposits | 262,518,000 | 261,353,000 | 252,275,000 | 245,419,000 |
| Noninterest-bearing deposits | 99,581,000 | 99,769,000 | 102,424,000 | 102,389,000 |
| Equity capital | 33,329,000 | 30,718,000 | 29,510,000 | 29,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,446,000 | 7,016,000 | 10,822,000 | 14,675,000 |
| Interest expense | 317,000 | 617,000 | 990,000 | 1,537,000 |
| Net interest income | 3,129,000 | 6,399,000 | 9,832,000 | 13,138,000 |
| Noninterest income | 617,000 | 1,277,000 | 1,954,000 | 2,568,000 |
| Noninterest expense | 2,856,000 | 5,674,000 | 8,659,000 | 11,778,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 207,000 |
| Pretax income | 890,000 | 2,002,000 | 3,027,000 | 3,611,000 |
| Income tax | 166,000 | 380,000 | 573,000 | 677,000 |
| Net income | 724,000 | 1,622,000 | 2,454,000 | 2,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,431,000 | 38,928,000 | 39,361,000 | 39,640,000 |