Call reports 2019
FARMERS BANK AND SAVINGS COMPANY, THE — 2019
What FARMERS BANK AND SAVINGS COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 326,722,000 | 335,654,000 | 335,080,000 | 334,511,000 |
| Total loans | 239,002,000 | 243,272,000 | 247,864,000 | 254,117,000 |
| Allowance for loan losses | 2,492,000 | 2,488,000 | 2,444,000 | 2,584,000 |
| Securities available for sale | 52,451,000 | 57,467,000 | 54,587,000 | 50,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,236,000 | 298,336,000 | 298,092,000 | 297,253,000 |
| Interest-bearing deposits | 231,570,000 | 239,356,000 | 240,821,000 | 239,139,000 |
| Noninterest-bearing deposits | 58,666,000 | 58,980,000 | 57,271,000 | 58,114,000 |
| Equity capital | 33,631,000 | 34,433,000 | 35,047,000 | 35,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,631,000 | 7,405,000 | 11,351,000 | 15,346,000 |
| Interest expense | 701,000 | 1,486,000 | 2,327,000 | 3,167,000 |
| Net interest income | 2,930,000 | 5,919,000 | 9,024,000 | 12,179,000 |
| Noninterest income | 551,000 | 1,140,000 | 1,785,000 | 2,402,000 |
| Noninterest expense | 2,668,000 | 5,338,000 | 8,057,000 | 10,752,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 231,000 |
| Pretax income | 813,000 | 1,691,000 | 2,722,000 | 3,598,000 |
| Income tax | 137,000 | 288,000 | 458,000 | 479,000 |
| Net income | 676,000 | 1,403,000 | 2,264,000 | 3,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,530,000 | 33,931,000 | 34,418,000 | 34,743,000 |
| Total capital | 36,022,000 | 36,419,000 | 36,862,000 | 37,327,000 |
| Risk-weighted assets | 211,178,000 | 214,027,000 | 219,259,000 | 223,667,000 |