Call reports 2018
FARMERS BANK AND SAVINGS COMPANY, THE — 2018
What FARMERS BANK AND SAVINGS COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 330,771,000 | 331,466,000 | 326,566,000 | 322,911,000 |
| Total loans | 229,621,000 | 228,528,000 | 231,923,000 | 234,405,000 |
| Allowance for loan losses | 2,509,000 | 2,501,000 | 2,500,000 | 2,546,000 |
| Securities available for sale | 60,206,000 | 63,471,000 | 58,954,000 | 54,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,553,000 | 295,549,000 | 291,405,000 | 287,040,000 |
| Interest-bearing deposits | 236,240,000 | 239,688,000 | 237,094,000 | 230,832,000 |
| Noninterest-bearing deposits | 59,313,000 | 55,861,000 | 54,311,000 | 56,208,000 |
| Equity capital | 31,507,000 | 32,028,000 | 32,300,000 | 32,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,409,000 | 6,918,000 | 10,526,000 | 14,168,000 |
| Interest expense | 622,000 | 1,296,000 | 1,996,000 | 2,696,000 |
| Net interest income | 2,787,000 | 5,622,000 | 8,530,000 | 11,472,000 |
| Noninterest income | 525,000 | 1,276,000 | 1,890,000 | 2,533,000 |
| Noninterest expense | 2,471,000 | 5,057,000 | 7,571,000 | 10,155,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 180,000 |
| Pretax income | 841,000 | 1,841,000 | 2,804,000 | 3,670,000 |
| Income tax | 142,000 | 271,000 | 436,000 | 580,000 |
| Net income | 699,000 | 1,570,000 | 2,368,000 | 3,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,733,000 | 32,324,000 | 32,842,000 | 33,154,000 |
| Total capital | 34,231,000 | 34,814,000 | 35,342,000 | 35,700,000 |
| Risk-weighted assets | 199,817,000 | 199,171,000 | 205,796,000 | 204,259,000 |