Call reports 2017
FARMERS BANK AND SAVINGS COMPANY, THE — 2017
What FARMERS BANK AND SAVINGS COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 285,858,000 | 285,865,000 | 293,643,000 | 319,927,000 |
| Total loans | 213,874,000 | 214,969,000 | 217,867,000 | 225,970,000 |
| Allowance for loan losses | 2,748,000 | 2,696,000 | 2,601,000 | 2,547,000 |
| Securities available for sale | 38,239,000 | 38,347,000 | 38,772,000 | 43,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,007,000 | 249,071,000 | 257,284,000 | 283,780,000 |
| Interest-bearing deposits | 201,585,000 | 201,038,000 | 209,873,000 | 226,222,000 |
| Noninterest-bearing deposits | 48,422,000 | 48,033,000 | 47,411,000 | 57,558,000 |
| Equity capital | 30,532,000 | 31,001,000 | 31,286,000 | 31,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,023,000 | 6,131,000 | 9,401,000 | 12,678,000 |
| Interest expense | 434,000 | 910,000 | 1,425,000 | 2,000,000 |
| Net interest income | 2,589,000 | 5,221,000 | 7,976,000 | 10,678,000 |
| Noninterest income | 478,000 | 920,000 | 1,525,000 | 2,080,000 |
| Noninterest expense | 2,238,000 | 4,563,000 | 7,104,000 | 9,499,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 829,000 | 1,578,000 | 2,397,000 | 3,259,000 |
| Income tax | 215,000 | 403,000 | 615,000 | 936,000 |
| Net income | 614,000 | 1,175,000 | 1,782,000 | 2,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,884,000 | 30,270,000 | 30,988,000 | 31,134,000 |
| Total capital | 32,233,000 | 32,522,000 | 33,336,000 | 33,543,000 |
| Risk-weighted assets | 187,459,000 | 179,612,000 | 187,561,000 | 192,581,000 |