Call reports 2012
FARMERS BANK AND SAVINGS COMPANY, THE — 2012
What FARMERS BANK AND SAVINGS COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 256,406,000 | 253,162,000 | 246,251,000 | 248,310,000 |
| Total loans | 183,473,000 | 182,983,000 | 184,291,000 | 185,614,000 |
| Allowance for loan losses | 3,358,000 | 3,478,000 | 3,584,000 | 3,673,000 |
| Securities available for sale | 46,322,000 | 47,021,000 | 46,392,000 | 44,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,318,000 | 222,059,000 | 216,527,000 | 214,798,000 |
| Interest-bearing deposits | 193,229,000 | 189,638,000 | 185,682,000 | 183,408,000 |
| Noninterest-bearing deposits | 33,090,000 | 32,421,000 | 30,845,000 | 31,390,000 |
| Equity capital | 24,656,000 | 25,089,000 | 25,532,000 | 25,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,243,000 | 6,463,000 | 9,654,000 | 12,782,000 |
| Interest expense | 695,000 | 1,312,000 | 1,888,000 | 2,414,000 |
| Net interest income | 2,548,000 | 5,151,000 | 7,766,000 | 10,368,000 |
| Noninterest income | 441,000 | 849,000 | 1,350,000 | 1,851,000 |
| Noninterest expense | 1,903,000 | 3,905,000 | 5,980,000 | 7,999,000 |
| Provision for loan losses | 195,000 | 438,000 | 711,000 | 864,000 |
| Pretax income | 891,000 | 1,671,000 | 2,448,000 | 3,379,000 |
| Income tax | 227,000 | 410,000 | 591,000 | 843,000 |
| Net income | 664,000 | 1,261,000 | 1,857,000 | 2,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,620,000 | 23,905,000 | 24,288,000 | 24,753,000 |
| Total capital | 25,617,000 | 25,901,000 | 26,299,000 | 26,785,000 |
| Risk-weighted assets | 158,413,000 | 158,195,000 | 159,328,000 | 160,930,000 |