Call reports 2002
FARMERS BANK AND SAVINGS COMPANY, THE — 2002
What FARMERS BANK AND SAVINGS COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 117,678,000 | 122,261,000 | 130,208,000 | 134,764,000 |
| Total loans | 82,182,000 | 86,088,000 | 88,577,000 | 88,717,000 |
| Allowance for loan losses | 799,000 | 878,000 | 918,000 | 1,003,000 |
| Securities available for sale | 18,518,000 | 21,223,000 | 20,949,000 | 22,182,000 |
| Securities held to maturity | 5,752,000 | 4,869,000 | 4,865,000 | 3,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,463,000 | 106,632,000 | 116,909,000 | 121,246,000 |
| Interest-bearing deposits | 88,203,000 | 91,922,000 | 101,902,000 | 101,133,000 |
| Noninterest-bearing deposits | 14,259,000 | 14,710,000 | 15,006,000 | 20,113,000 |
| Equity capital | 11,402,000 | 11,668,000 | 12,136,000 | 12,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,101,000 | 4,233,000 | 6,442,000 | 8,615,000 |
| Interest expense | 807,000 | 1,599,000 | 2,431,000 | 3,248,000 |
| Net interest income | 1,294,000 | 2,634,000 | 4,011,000 | 5,367,000 |
| Noninterest income | 156,000 | 314,000 | 478,000 | 664,000 |
| Noninterest expense | 927,000 | 1,891,000 | 2,989,000 | 4,075,000 |
| Provision for loan losses | 50,000 | 148,000 | 205,000 | 320,000 |
| Pretax income | 473,000 | 909,000 | 1,315,000 | 1,656,000 |
| Income tax | 131,000 | 250,000 | 355,000 | 441,000 |
| Net income | 342,000 | 659,000 | 960,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,172,000 | 11,288,000 | 11,588,000 | 11,593,000 |
| Total capital | 11,971,000 | 12,166,000 | 12,484,000 | 12,596,000 |
| Risk-weighted assets | 76,080,000 | 79,630,000 | 83,292,000 | 82,697,000 |