Call reports 2001
FARMERS BANK AND SAVINGS COMPANY, THE — 2001
What FARMERS BANK AND SAVINGS COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 102,812,000 | 106,110,000 | 109,537,000 | 113,349,000 |
| Total loans | 70,543,000 | 69,108,000 | 75,255,000 | 78,556,000 |
| Allowance for loan losses | 835,000 | 800,000 | 708,000 | 783,000 |
| Securities available for sale | 13,595,000 | 17,706,000 | 17,546,000 | 17,857,000 |
| Securities held to maturity | 7,913,000 | 7,573,000 | 7,216,000 | 6,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,806,000 | 92,275,000 | 95,097,000 | 100,534,000 |
| Interest-bearing deposits | 75,880,000 | 79,273,000 | 82,209,000 | 85,497,000 |
| Noninterest-bearing deposits | 12,926,000 | 13,002,000 | 12,888,000 | 15,037,000 |
| Equity capital | 10,822,000 | 10,841,000 | 11,264,000 | 11,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,966,000 | 3,963,000 | 6,071,000 | 8,165,000 |
| Interest expense | 934,000 | 1,884,000 | 2,803,000 | 3,681,000 |
| Net interest income | 1,032,000 | 2,079,000 | 3,268,000 | 4,484,000 |
| Noninterest income | 159,000 | 324,000 | 475,000 | 666,000 |
| Noninterest expense | 851,000 | 1,709,000 | 2,578,000 | 3,450,000 |
| Provision for loan losses | 60,000 | 120,000 | 260,000 | 350,000 |
| Pretax income | 280,000 | 574,000 | 905,000 | 1,358,000 |
| Income tax | 55,000 | 116,000 | 191,000 | 319,000 |
| Net income | 225,000 | 458,000 | 714,000 | 1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,508,000 | 10,597,000 | 10,854,000 | 10,829,000 |
| Total capital | 11,343,000 | 11,397,000 | 11,562,000 | 11,612,000 |
| Risk-weighted assets | 68,088,000 | 67,532,000 | 72,361,000 | 72,982,000 |