Call reports 2025
HIAWATHA BANK & TRUST COMPANY — 2025
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 142,475,000 | 144,647,000 | 146,921,000 | 148,236,000 |
| Total loans | 97,881,000 | 100,503,000 | 100,545,000 | 103,941,000 |
| Allowance for loan losses | 1,124,000 | 1,178,000 | 1,169,000 | 1,164,000 |
| Securities available for sale | 34,204,000 | 34,748,000 | 36,442,000 | 37,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,022,000 | 119,704,000 | 122,507,000 | 122,377,000 |
| Interest-bearing deposits | 81,717,000 | 82,300,000 | 82,451,000 | 89,897,000 |
| Noninterest-bearing deposits | 33,305,000 | 37,404,000 | 40,056,000 | 32,480,000 |
| Equity capital | 14,760,000 | 15,206,000 | 15,709,000 | 16,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,697,000 | 3,450,000 | 5,266,000 | 7,151,000 |
| Interest expense | 453,000 | 898,000 | 1,352,000 | 1,819,000 |
| Net interest income | 1,244,000 | 2,552,000 | 3,914,000 | 5,332,000 |
| Noninterest income | 124,000 | 222,000 | 326,000 | 406,000 |
| Noninterest expense | 890,000 | 1,765,000 | 2,668,000 | 3,547,000 |
| Provision for loan losses | -16,000 | 37,000 | 25,000 | 18,000 |
| Pretax income | 478,000 | 1,009,000 | 1,572,000 | 2,191,000 |
| Income tax | 101,000 | 226,000 | 357,000 | 510,000 |
| Net income | 377,000 | 783,000 | 1,215,000 | 1,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,816,000 | 16,222,000 | 16,254,000 | 16,720,000 |