Call reports 2016
HIAWATHA BANK & TRUST COMPANY — 2016
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 52,582,000 | 52,625,000 | 52,055,000 | 50,443,000 |
| Total loans | 49,567,000 | 48,297,000 | 49,262,000 | 47,854,000 |
| Allowance for loan losses | 560,000 | 502,000 | 518,000 | 502,000 |
| Securities available for sale | 357,000 | 358,000 | 358,000 | 349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,452,000 | 40,390,000 | 37,837,000 | 42,106,000 |
| Interest-bearing deposits | 27,084,000 | 26,778,000 | 25,370,000 | 28,152,000 |
| Noninterest-bearing deposits | 13,368,000 | 13,612,000 | 12,467,000 | 13,954,000 |
| Equity capital | 5,317,000 | 5,527,000 | 5,383,000 | 5,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,171,000 | 1,751,000 | 2,337,000 |
| Interest expense | 60,000 | 120,000 | 170,000 | 228,000 |
| Net interest income | 514,000 | 1,051,000 | 1,581,000 | 2,109,000 |
| Noninterest income | 36,000 | 261,000 | 312,000 | 357,000 |
| Noninterest expense | 324,000 | 644,000 | 955,000 | 1,283,000 |
| Provision for loan losses | 30,000 | 130,000 | 145,000 | 160,000 |
| Pretax income | 226,000 | 568,000 | 823,000 | 1,053,000 |
| Income tax | 85,000 | 219,000 | 286,000 | 410,000 |
| Net income | 141,000 | 349,000 | 537,000 | 643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,309,000 | 5,518,000 | 5,374,000 | 5,480,000 |
| Total capital | 5,869,000 | 6,020,000 | 5,892,000 | 5,982,000 |
| Risk-weighted assets | 48,352,000 | 46,390,000 | 46,911,000 | 45,464,000 |