Call reports 2015
HIAWATHA BANK & TRUST COMPANY — 2015
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 43,872,000 | 46,379,000 | 47,297,000 | 51,705,000 |
| Total loans | 39,713,000 | 42,136,000 | 43,109,000 | 47,920,000 |
| Allowance for loan losses | 478,000 | 495,000 | 510,000 | 530,000 |
| Securities available for sale | 1,772,000 | 1,761,000 | 1,763,000 | 1,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,834,000 | 35,715,000 | 39,313,000 | 37,518,000 |
| Interest-bearing deposits | 25,492,000 | 26,586,000 | 26,541,000 | 24,730,000 |
| Noninterest-bearing deposits | 10,342,000 | 9,129,000 | 12,772,000 | 12,788,000 |
| Equity capital | 5,094,000 | 5,199,000 | 5,206,000 | 5,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 994,000 | 1,531,000 | 2,105,000 |
| Interest expense | 52,000 | 107,000 | 161,000 | 216,000 |
| Net interest income | 430,000 | 887,000 | 1,370,000 | 1,889,000 |
| Noninterest income | 44,000 | 77,000 | 115,000 | 151,000 |
| Noninterest expense | 291,000 | 584,000 | 877,000 | 1,195,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 60,000 |
| Pretax income | 173,000 | 363,000 | 576,000 | 813,000 |
| Income tax | 64,000 | 141,000 | 223,000 | 316,000 |
| Net income | 109,000 | 222,000 | 353,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,057,000 | 5,170,000 | 5,175,000 | 5,319,000 |
| Total capital | 5,528,000 | 5,665,000 | 5,685,000 | 5,849,000 |
| Risk-weighted assets | 37,705,000 | 40,639,000 | 42,934,000 | 47,802,000 |