Call reports 2014
HIAWATHA BANK & TRUST COMPANY — 2014
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,134,000 | 42,400,000 | 43,427,000 | 43,191,000 |
| Total loans | 35,169,000 | 37,352,000 | 38,936,000 | 38,763,000 |
| Allowance for loan losses | 468,000 | 468,000 | 468,000 | 468,000 |
| Securities available for sale | 1,671,000 | 1,905,000 | 1,997,000 | 2,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,941,000 | 35,477,000 | 35,466,000 | 35,262,000 |
| Interest-bearing deposits | 26,639,000 | 25,796,000 | 26,211,000 | 26,155,000 |
| Noninterest-bearing deposits | 8,301,000 | 9,681,000 | 9,255,000 | 9,106,000 |
| Equity capital | 4,762,000 | 4,916,000 | 4,950,000 | 5,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 956,000 | 1,455,000 | 1,981,000 |
| Interest expense | 63,000 | 123,000 | 178,000 | 235,000 |
| Net interest income | 409,000 | 833,000 | 1,277,000 | 1,746,000 |
| Noninterest income | 46,000 | 93,000 | 135,000 | 177,000 |
| Noninterest expense | 260,000 | 506,000 | 769,000 | 1,037,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 195,000 | 420,000 | 643,000 | 886,000 |
| Income tax | 75,000 | 164,000 | 247,000 | 342,000 |
| Net income | 120,000 | 256,000 | 396,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,748,000 | 4,893,000 | 4,924,000 | 5,073,000 |
| Total capital | 5,182,000 | 5,327,000 | 5,358,000 | 5,507,000 |
| Risk-weighted assets | 34,638,000 | 36,220,000 | 38,051,000 | 37,170,000 |