Call reports 2013
HIAWATHA BANK & TRUST COMPANY — 2013
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 37,541,000 | 37,871,000 | 41,114,000 | 40,488,000 |
| Total loans | 35,062,000 | 34,442,000 | 36,044,000 | 36,153,000 |
| Allowance for loan losses | 515,000 | 478,000 | 478,000 | 468,000 |
| Securities available for sale | 683,000 | 664,000 | 1,516,000 | 1,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,556,000 | 31,734,000 | 35,032,000 | 33,847,000 |
| Interest-bearing deposits | 23,959,000 | 24,848,000 | 24,727,000 | 26,429,000 |
| Noninterest-bearing deposits | 7,598,000 | 6,886,000 | 10,305,000 | 7,418,000 |
| Equity capital | 4,483,000 | 4,583,000 | 4,612,000 | 4,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 955,000 | 1,446,000 | 1,939,000 |
| Interest expense | 74,000 | 142,000 | 214,000 | 283,000 |
| Net interest income | 397,000 | 813,000 | 1,232,000 | 1,656,000 |
| Noninterest income | 70,000 | 136,000 | 186,000 | 231,000 |
| Noninterest expense | 273,000 | 562,000 | 830,000 | 1,096,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 179,000 | 362,000 | 563,000 | 766,000 |
| Income tax | 70,000 | 140,000 | 219,000 | 300,000 |
| Net income | 109,000 | 222,000 | 344,000 | 466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,472,000 | 4,583,000 | 4,607,000 | 4,728,000 |
| Total capital | 4,883,000 | 4,985,000 | 5,043,000 | 5,167,000 |
| Risk-weighted assets | 32,032,000 | 31,335,000 | 34,079,000 | 35,023,000 |