Call reports 2012
HIAWATHA BANK & TRUST COMPANY — 2012
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,442,000 | 37,281,000 | 37,276,000 | 38,514,000 |
| Total loans | 32,951,000 | 32,686,000 | 33,840,000 | 34,609,000 |
| Allowance for loan losses | 443,000 | 459,000 | 482,000 | 497,000 |
| Securities available for sale | 1,156,000 | 1,274,000 | 1,285,000 | 1,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,092,000 | 30,811,000 | 31,180,000 | 29,864,000 |
| Interest-bearing deposits | 24,916,000 | 24,606,000 | 24,638,000 | 24,332,000 |
| Noninterest-bearing deposits | 7,176,000 | 6,205,000 | 6,542,000 | 5,532,000 |
| Equity capital | 4,203,000 | 4,322,000 | 4,351,000 | 4,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,003,000 | 1,492,000 | 1,994,000 |
| Interest expense | 110,000 | 215,000 | 304,000 | 385,000 |
| Net interest income | 403,000 | 788,000 | 1,188,000 | 1,609,000 |
| Noninterest income | 62,000 | 125,000 | 189,000 | 255,000 |
| Noninterest expense | 259,000 | 515,000 | 763,000 | 1,035,000 |
| Provision for loan losses | 40,000 | 55,000 | 70,000 | 85,000 |
| Pretax income | 166,000 | 343,000 | 544,000 | 744,000 |
| Income tax | 66,000 | 136,000 | 214,000 | 292,000 |
| Net income | 100,000 | 207,000 | 330,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,203,000 | 4,322,000 | 4,340,000 | 4,472,000 |
| Total capital | 4,596,000 | 4,712,000 | 4,740,000 | 4,887,000 |
| Risk-weighted assets | 30,597,000 | 30,341,000 | 31,126,000 | 32,385,000 |