Call reports 2010
HIAWATHA BANK & TRUST COMPANY — 2010
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 34,782,000 | 35,636,000 | 36,928,000 | 38,895,000 |
| Total loans | 31,264,000 | 33,141,000 | 35,048,000 | 36,314,000 |
| Allowance for loan losses | 525,000 | 507,000 | 542,000 | 563,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,923,000 | 27,360,000 | 27,291,000 | 29,385,000 |
| Interest-bearing deposits | 24,786,000 | 23,590,000 | 23,500,000 | 23,747,000 |
| Noninterest-bearing deposits | 4,137,000 | 3,771,000 | 3,791,000 | 5,638,000 |
| Equity capital | 3,858,000 | 3,933,000 | 3,951,000 | 4,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 1,017,000 | 1,583,000 | 2,157,000 |
| Interest expense | 137,000 | 271,000 | 401,000 | 526,000 |
| Net interest income | 353,000 | 746,000 | 1,182,000 | 1,631,000 |
| Noninterest income | 77,000 | 141,000 | 232,000 | 308,000 |
| Noninterest expense | 294,000 | 596,000 | 894,000 | 1,195,000 |
| Provision for loan losses | 36,000 | 66,000 | 102,000 | 142,000 |
| Pretax income | 100,000 | 225,000 | 418,000 | 602,000 |
| Income tax | 39,000 | 88,000 | 163,000 | 236,000 |
| Net income | 61,000 | 137,000 | 255,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,858,000 | 3,933,000 | 3,951,000 | 4,062,000 |
| Total capital | 4,234,000 | 4,329,000 | 4,348,000 | 4,462,000 |
| Risk-weighted assets | 29,369,000 | 31,026,000 | 31,013,000 | 31,070,000 |