Call reports 2009
HIAWATHA BANK & TRUST COMPANY — 2009
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,327,000 | 37,197,000 | 34,844,000 | 34,093,000 |
| Total loans | 34,607,000 | 35,442,000 | 32,938,000 | 31,659,000 |
| Allowance for loan losses | 522,000 | 492,000 | 537,000 | 592,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,622,000 | 26,375,000 | 27,117,000 | 27,823,000 |
| Interest-bearing deposits | 23,450,000 | 22,513,000 | 22,865,000 | 23,933,000 |
| Noninterest-bearing deposits | 4,172,000 | 3,862,000 | 4,252,000 | 3,889,000 |
| Equity capital | 3,643,000 | 3,732,000 | 3,820,000 | 3,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,143,000 | 1,708,000 | 2,233,000 |
| Interest expense | 194,000 | 358,000 | 515,000 | 666,000 |
| Net interest income | 379,000 | 785,000 | 1,193,000 | 1,567,000 |
| Noninterest income | 81,000 | 153,000 | 215,000 | 277,000 |
| Noninterest expense | 312,000 | 621,000 | 903,000 | 1,158,000 |
| Provision for loan losses | 23,000 | 45,000 | 90,000 | 145,000 |
| Pretax income | 125,000 | 272,000 | 415,000 | 541,000 |
| Income tax | 49,000 | 107,000 | 162,000 | 212,000 |
| Net income | 76,000 | 165,000 | 253,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,643,000 | 3,732,000 | 3,820,000 | 3,896,000 |
| Total capital | 4,045,000 | 4,152,000 | 4,214,000 | 4,262,000 |
| Risk-weighted assets | 32,034,000 | 32,807,000 | 30,602,000 | 29,092,000 |