Call reports 2008
HIAWATHA BANK & TRUST COMPANY — 2008
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 38,764,000 | 37,909,000 | 37,382,000 | 36,176,000 |
| Total loans | 36,368,000 | 35,687,000 | 35,247,000 | 33,877,000 |
| Allowance for loan losses | 322,000 | 418,000 | 442,000 | 499,000 |
| Securities available for sale | 501,000 | 501,000 | 200,000 | 200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,114,000 | 28,821,000 | 27,605,000 | 27,465,000 |
| Interest-bearing deposits | 24,124,000 | 24,311,000 | 22,623,000 | 22,530,000 |
| Noninterest-bearing deposits | 3,989,000 | 4,509,000 | 4,982,000 | 4,935,000 |
| Equity capital | 3,380,000 | 3,432,000 | 3,502,000 | 3,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,326,000 | 1,940,000 | 2,539,000 |
| Interest expense | 304,000 | 572,000 | 805,000 | 1,019,000 |
| Net interest income | 350,000 | 754,000 | 1,135,000 | 1,520,000 |
| Noninterest income | 68,000 | 132,000 | 198,000 | 255,000 |
| Noninterest expense | 281,000 | 568,000 | 874,000 | 1,153,000 |
| Provision for loan losses | 5,000 | 101,000 | 126,000 | 183,000 |
| Pretax income | 132,000 | 217,000 | 333,000 | 439,000 |
| Income tax | 54,000 | 86,000 | 132,000 | 173,000 |
| Net income | 78,000 | 131,000 | 201,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,378,000 | 3,432,000 | 3,502,000 | 3,567,000 |
| Total capital | 3,700,000 | 3,850,000 | 3,944,000 | 3,970,000 |
| Risk-weighted assets | 34,291,000 | 34,093,000 | 33,544,000 | 32,179,000 |