Call reports 2007
HIAWATHA BANK & TRUST COMPANY — 2007
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 33,607,000 | 33,997,000 | 35,805,000 | 37,123,000 |
| Total loans | 31,122,000 | 31,156,000 | 33,297,000 | 34,214,000 |
| Allowance for loan losses | 313,000 | 318,000 | 317,000 | 317,000 |
| Securities available for sale | 485,000 | 478,000 | 491,000 | 499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,291,000 | 27,217,000 | 26,767,000 | 26,592,000 |
| Interest-bearing deposits | 22,902,000 | 23,794,000 | 22,818,000 | 22,153,000 |
| Noninterest-bearing deposits | 3,389,000 | 3,424,000 | 3,949,000 | 4,439,000 |
| Equity capital | 3,086,000 | 3,144,000 | 3,224,000 | 3,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,213,000 | 1,852,000 | 2,522,000 |
| Interest expense | 305,000 | 614,000 | 921,000 | 1,243,000 |
| Net interest income | 284,000 | 599,000 | 931,000 | 1,279,000 |
| Noninterest income | 37,000 | 81,000 | 133,000 | 195,000 |
| Noninterest expense | 257,000 | 507,000 | 774,000 | 1,064,000 |
| Provision for loan losses | 7,000 | 14,000 | 12,000 | 12,000 |
| Pretax income | 57,000 | 159,000 | 278,000 | 398,000 |
| Income tax | 22,000 | 62,000 | 109,000 | 157,000 |
| Net income | 35,000 | 97,000 | 169,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,100,000 | 3,165,000 | 3,232,000 | 3,301,000 |
| Total capital | 3,413,000 | 3,483,000 | 3,549,000 | 3,618,000 |
| Risk-weighted assets | 31,168,000 | 31,152,000 | 33,132,000 | 32,914,000 |