Call reports 2006
HIAWATHA BANK & TRUST COMPANY — 2006
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 30,440,000 | 32,073,000 | 32,404,000 | 33,365,000 |
| Total loans | 28,348,000 | 29,638,000 | 29,537,000 | 30,217,000 |
| Allowance for loan losses | 283,000 | 291,000 | 299,000 | 306,000 |
| Securities available for sale | 472,000 | 468,000 | 481,000 | 481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,729,000 | 22,428,000 | 24,437,000 | 26,837,000 |
| Interest-bearing deposits | 18,568,000 | 19,044,000 | 21,663,000 | 23,503,000 |
| Noninterest-bearing deposits | 3,161,000 | 3,384,000 | 2,774,000 | 3,335,000 |
| Equity capital | 2,943,000 | 2,984,000 | 3,014,000 | 3,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 514,000 | 1,050,000 | 1,614,000 | 2,195,000 |
| Interest expense | 215,000 | 469,000 | 745,000 | 1,044,000 |
| Net interest income | 299,000 | 581,000 | 869,000 | 1,151,000 |
| Noninterest income | 41,000 | 85,000 | 129,000 | 186,000 |
| Noninterest expense | 222,000 | 464,000 | 752,000 | 1,022,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 111,000 | 187,000 | 223,000 | 285,000 |
| Income tax | 40,000 | 72,000 | 87,000 | 110,000 |
| Net income | 71,000 | 115,000 | 136,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,916,000 | 2,953,000 | 3,025,000 | 3,067,000 |
| Total capital | 3,199,000 | 3,244,000 | 3,324,000 | 3,373,000 |
| Risk-weighted assets | 27,996,000 | 29,465,000 | 29,437,000 | 29,853,000 |