Call reports 2005
HIAWATHA BANK & TRUST COMPANY — 2005
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 28,961,000 | 29,174,000 | 30,891,000 | 30,691,000 |
| Total loans | 26,374,000 | 26,819,000 | 28,449,000 | 28,339,000 |
| Allowance for loan losses | 251,000 | 258,000 | 266,000 | 276,000 |
| Securities available for sale | 845,000 | 648,000 | 535,000 | 530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,418,000 | 22,708,000 | 24,890,000 | 23,551,000 |
| Interest-bearing deposits | 20,521,000 | 19,543,000 | 21,656,000 | 20,223,000 |
| Noninterest-bearing deposits | 2,897,000 | 3,165,000 | 3,234,000 | 3,328,000 |
| Equity capital | 2,650,000 | 2,734,000 | 2,807,000 | 2,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 960,000 | 1,486,000 | 1,905,000 |
| Interest expense | 141,000 | 300,000 | 487,000 | 696,000 |
| Net interest income | 337,000 | 660,000 | 999,000 | 1,209,000 |
| Noninterest income | 10,000 | 22,000 | 33,000 | 159,000 |
| Noninterest expense | 206,000 | 410,000 | 621,000 | 826,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 33,000 |
| Pretax income | 133,000 | 265,000 | 396,000 | 517,000 |
| Income tax | 52,000 | 102,000 | 154,000 | 200,000 |
| Net income | 81,000 | 163,000 | 242,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,652,000 | 2,737,000 | 2,805,000 | 2,875,000 |
| Total capital | 2,903,000 | 2,995,000 | 3,071,000 | 3,151,000 |
| Risk-weighted assets | 25,683,000 | 26,150,000 | 27,806,000 | 27,659,000 |