Call reports 2004
HIAWATHA BANK & TRUST COMPANY — 2004
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 23,676,000 | 24,127,000 | 25,431,000 | 27,200,000 |
| Total loans | 20,255,000 | 21,426,000 | 22,807,000 | 24,813,000 |
| Allowance for loan losses | 243,000 | 243,000 | 243,000 | 243,000 |
| Securities available for sale | 1,291,000 | 1,249,000 | 1,062,000 | 856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,166,000 | 19,126,000 | 19,405,000 | 21,196,000 |
| Interest-bearing deposits | 16,507,000 | 16,503,000 | 16,688,000 | 18,213,000 |
| Noninterest-bearing deposits | 2,659,000 | 2,623,000 | 2,717,000 | 2,983,000 |
| Equity capital | 2,380,000 | 2,424,000 | 2,506,000 | 2,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 777,000 | 1,186,000 | 1,548,000 |
| Interest expense | 110,000 | 216,000 | 328,000 | 454,000 |
| Net interest income | 269,000 | 561,000 | 858,000 | 1,094,000 |
| Noninterest income | 11,000 | 23,000 | 36,000 | 125,000 |
| Noninterest expense | 184,000 | 373,000 | 562,000 | 761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 211,000 | 332,000 | 458,000 |
| Income tax | 37,000 | 81,000 | 127,000 | 178,000 |
| Net income | 59,000 | 130,000 | 205,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,363,000 | 2,423,000 | 2,500,000 | 2,573,000 |
| Total capital | 2,606,000 | 2,666,000 | 2,743,000 | 2,816,000 |
| Risk-weighted assets | 20,287,000 | 22,081,000 | 23,606,000 | 23,980,000 |