Call reports 2003
HIAWATHA BANK & TRUST COMPANY — 2003
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,081,000 | 25,559,000 | 24,775,000 | 24,528,000 |
| Total loans | 21,853,000 | 21,919,000 | 21,085,000 | 20,331,000 |
| Allowance for loan losses | 237,000 | 253,000 | 267,000 | 267,000 |
| Securities available for sale | 1,108,000 | 1,618,000 | 1,602,000 | 1,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,492,000 | 19,829,000 | 20,116,000 | 20,052,000 |
| Interest-bearing deposits | 18,104,000 | 16,957,000 | 17,016,000 | 17,360,000 |
| Noninterest-bearing deposits | 3,388,000 | 2,872,000 | 3,100,000 | 2,692,000 |
| Equity capital | 2,098,000 | 2,184,000 | 2,249,000 | 2,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 911,000 | 1,378,000 | 1,624,000 |
| Interest expense | 143,000 | 279,000 | 410,000 | 526,000 |
| Net interest income | 309,000 | 632,000 | 968,000 | 1,098,000 |
| Noninterest income | 11,000 | 24,000 | 35,000 | 222,000 |
| Noninterest expense | 209,000 | 397,000 | 606,000 | 803,000 |
| Provision for loan losses | 19,000 | 34,000 | 49,000 | 49,000 |
| Pretax income | 92,000 | 225,000 | 348,000 | 480,000 |
| Income tax | 36,000 | 88,000 | 136,000 | 188,000 |
| Net income | 56,000 | 137,000 | 212,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,056,000 | 2,137,000 | 2,226,000 | 2,300,000 |
| Total capital | 2,293,000 | 2,390,000 | 2,493,000 | 2,555,000 |
| Risk-weighted assets | 21,743,000 | 21,422,000 | 20,743,000 | 20,370,000 |