Call reports 2002
HIAWATHA BANK & TRUST COMPANY — 2002
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 18,128,000 | 21,640,000 | 24,195,000 | 25,833,000 |
| Total loans | 15,269,000 | 18,578,000 | 21,190,000 | 22,291,000 |
| Allowance for loan losses | 157,000 | 175,000 | 190,000 | 218,000 |
| Securities available for sale | 1,768,000 | 1,671,000 | 1,383,000 | 1,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,819,000 | 16,792,000 | 18,417,000 | 21,119,000 |
| Interest-bearing deposits | 11,651,000 | 14,510,000 | 16,267,000 | 18,560,000 |
| Noninterest-bearing deposits | 2,168,000 | 2,282,000 | 2,150,000 | 2,559,000 |
| Equity capital | 1,787,000 | 1,856,000 | 1,946,000 | 2,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 734,000 | 1,221,000 | 1,618,000 |
| Interest expense | 124,000 | 251,000 | 400,000 | 557,000 |
| Net interest income | 205,000 | 483,000 | 821,000 | 1,061,000 |
| Noninterest income | 10,000 | 19,000 | 28,000 | 140,000 |
| Noninterest expense | 148,000 | 306,000 | 508,000 | 702,000 |
| Provision for loan losses | 12,000 | 30,000 | 48,000 | 76,000 |
| Pretax income | 55,000 | 166,000 | 300,000 | 430,000 |
| Income tax | 23,000 | 65,000 | 117,000 | 165,000 |
| Net income | 32,000 | 101,000 | 183,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,787,000 | 1,856,000 | 1,918,000 | 2,000,000 |
| Total capital | 1,944,000 | 2,031,000 | 2,108,000 | 2,218,000 |
| Risk-weighted assets | 15,878,000 | 18,653,000 | 20,475,000 | 21,768,000 |