Call reports 2001
HIAWATHA BANK & TRUST COMPANY — 2001
What HIAWATHA BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,638,000 | 15,845,000 | 18,161,000 | 17,917,000 |
| Total loans | 9,996,000 | 12,906,000 | 15,316,000 | 14,350,000 |
| Allowance for loan losses | 105,000 | 115,000 | 125,000 | 145,000 |
| Securities available for sale | 1,777,000 | 1,586,000 | 1,493,000 | 1,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,906,000 | 12,689,000 | 13,967,000 | 14,435,000 |
| Interest-bearing deposits | 9,834,000 | 11,257,000 | 12,343,000 | 12,931,000 |
| Noninterest-bearing deposits | 1,072,000 | 1,432,000 | 1,624,000 | 1,504,000 |
| Equity capital | 1,680,000 | 1,704,000 | 1,736,000 | 1,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 586,000 | 937,000 | 1,309,000 |
| Interest expense | 152,000 | 308,000 | 480,000 | 633,000 |
| Net interest income | 127,000 | 278,000 | 457,000 | 676,000 |
| Noninterest income | 5,000 | 12,000 | 21,000 | 30,000 |
| Noninterest expense | 113,000 | 230,000 | 362,000 | 505,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 50,000 |
| Pretax income | 9,000 | 40,000 | 86,000 | 147,000 |
| Income tax | 3,000 | 15,000 | 32,000 | 55,000 |
| Net income | 6,000 | 25,000 | 54,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,650,000 | 1,669,000 | 1,698,000 | 1,735,000 |
| Total capital | 1,755,000 | 1,784,000 | 1,823,000 | 1,880,000 |
| Risk-weighted assets | 10,519,000 | 12,910,000 | 14,787,000 | 14,182,000 |