Call reports 2022
HCN BANK — 2022
What HCN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 998,450,000 | 1,004,552,000 | 999,200,000 | 970,584,000 |
| Total loans | 628,458,000 | 675,000,000 | 690,952,000 | 693,806,000 |
| Allowance for loan losses | 8,682,000 | 8,819,000 | 8,995,000 | 9,109,000 |
| Securities available for sale | 137,770,000 | 144,308,000 | 139,597,000 | 139,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 906,338,000 | 912,885,000 | 907,072,000 | 878,532,000 |
| Interest-bearing deposits | 541,643,000 | 553,674,000 | 545,283,000 | 526,017,000 |
| Noninterest-bearing deposits | 364,695,000 | 359,211,000 | 361,789,000 | 352,515,000 |
| Equity capital | 86,735,000 | 86,186,000 | 85,668,000 | 85,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,125,000 | 16,650,000 | 26,112,000 | 36,549,000 |
| Interest expense | 138,000 | 287,000 | 476,000 | 748,000 |
| Net interest income | 7,987,000 | 16,363,000 | 25,636,000 | 35,801,000 |
| Noninterest income | 1,011,000 | 1,976,000 | 2,903,000 | 3,797,000 |
| Noninterest expense | 3,598,000 | 7,278,000 | 11,058,000 | 15,582,000 |
| Provision for loan losses | -73,000 | 70,000 | 253,000 | 373,000 |
| Pretax income | 5,337,000 | 10,761,000 | 16,884,000 | 23,305,000 |
| Income tax | 184,000 | 451,000 | 600,000 | 764,000 |
| Net income | 5,153,000 | 10,310,000 | 16,284,000 | 22,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,597,000 | 98,605,000 | 102,077,000 | 101,829,000 |
| Total capital | 103,279,000 | 107,424,000 | 111,072,000 | 110,938,000 |
| Risk-weighted assets | 700,290,000 | 737,297,000 | 754,556,000 | 759,573,000 |