Call reports 2021
HCN BANK — 2021
What HCN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 959,305,000 | 991,862,000 | 1,021,411,000 | 964,887,000 |
| Total loans | 602,342,000 | 607,979,000 | 621,392,000 | 636,876,000 |
| Allowance for loan losses | 8,318,000 | 8,321,000 | 8,327,000 | 8,760,000 |
| Securities available for sale | 99,547,000 | 130,742,000 | 138,851,000 | 142,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 860,784,000 | 896,600,000 | 923,338,000 | 868,241,000 |
| Interest-bearing deposits | 530,431,000 | 545,592,000 | 557,251,000 | 511,318,000 |
| Noninterest-bearing deposits | 330,353,000 | 351,008,000 | 366,087,000 | 356,923,000 |
| Equity capital | 88,675,000 | 90,193,000 | 92,371,000 | 92,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,722,000 | 15,624,000 | 23,694,000 | 31,895,000 |
| Interest expense | 159,000 | 309,000 | 454,000 | 598,000 |
| Net interest income | 7,563,000 | 15,315,000 | 23,240,000 | 31,297,000 |
| Noninterest income | 954,000 | 1,878,000 | 2,828,000 | 3,884,000 |
| Noninterest expense | 3,432,000 | 6,878,000 | 10,451,000 | 14,224,000 |
| Provision for loan losses | 4,000 | 11,000 | 28,000 | 473,000 |
| Pretax income | 5,028,000 | 10,260,000 | 15,531,000 | 20,398,000 |
| Income tax | 115,000 | 471,000 | 596,000 | 718,000 |
| Net income | 4,913,000 | 9,789,000 | 14,935,000 | 19,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,800,000 | 89,267,000 | 91,719,000 | 92,942,000 |
| Total capital | 96,081,000 | 97,588,000 | 100,046,000 | 101,702,000 |
| Risk-weighted assets | 662,428,000 | 677,123,000 | 690,117,000 | 707,996,000 |