Call reports 2020
HCN BANK — 2020
What HCN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 680,411,000 | 855,086,000 | 854,584,000 | 898,499,000 |
| Total loans | 568,771,000 | 573,004,000 | 581,327,000 | 605,482,000 |
| Allowance for loan losses | 7,932,000 | 8,095,000 | 8,094,000 | 8,319,000 |
| Securities available for sale | 64,932,000 | 60,333,000 | 68,305,000 | 71,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 593,115,000 | 754,725,000 | 751,647,000 | 800,899,000 |
| Interest-bearing deposits | 369,858,000 | 484,563,000 | 473,909,000 | 474,567,000 |
| Noninterest-bearing deposits | 223,257,000 | 270,162,000 | 277,738,000 | 326,332,000 |
| Equity capital | 83,035,000 | 85,698,000 | 87,700,000 | 88,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,897,000 | 15,902,000 | 23,763,000 | 31,932,000 |
| Interest expense | 404,000 | 621,000 | 846,000 | 1,028,000 |
| Net interest income | 7,493,000 | 15,281,000 | 22,917,000 | 30,904,000 |
| Noninterest income | 963,000 | 1,843,000 | 2,713,000 | 3,650,000 |
| Noninterest expense | 3,708,000 | 7,070,000 | 10,431,000 | 14,053,000 |
| Provision for loan losses | 476,000 | 642,000 | 648,000 | 881,000 |
| Pretax income | 4,319,000 | 9,484,000 | 14,623,000 | 19,684,000 |
| Income tax | 114,000 | 375,000 | 500,000 | 626,000 |
| Net income | 4,205,000 | 9,109,000 | 14,123,000 | 19,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,281,000 | 83,283,000 | 85,385,000 | 86,296,000 |
| Total capital | 88,882,000 | 91,118,000 | 93,332,000 | 94,580,000 |
| Risk-weighted assets | 607,703,000 | 626,538,000 | 635,604,000 | 662,701,000 |