Call reports 2019
HCN BANK — 2019
What HCN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 699,000,000 | 744,526,000 | 722,266,000 | 692,472,000 |
| Total loans | 526,238,000 | 535,517,000 | 561,288,000 | 568,234,000 |
| Allowance for loan losses | 6,924,000 | 6,956,000 | 7,181,000 | 7,467,000 |
| Securities available for sale | 37,630,000 | 37,920,000 | 59,785,000 | 66,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 618,450,000 | 660,840,000 | 636,386,000 | 582,654,000 |
| Interest-bearing deposits | 394,940,000 | 443,167,000 | 413,602,000 | 364,613,000 |
| Noninterest-bearing deposits | 223,510,000 | 217,673,000 | 222,784,000 | 218,041,000 |
| Equity capital | 76,748,000 | 79,336,000 | 81,015,000 | 80,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,751,000 | 15,813,000 | 24,000,000 | 32,103,000 |
| Interest expense | 265,000 | 542,000 | 935,000 | 1,318,000 |
| Net interest income | 7,486,000 | 15,271,000 | 23,065,000 | 30,785,000 |
| Noninterest income | 831,000 | 1,764,000 | 2,727,000 | 3,762,000 |
| Noninterest expense | 3,369,000 | 6,796,000 | 10,128,000 | 13,948,000 |
| Provision for loan losses | 7,000 | 17,000 | 264,000 | 567,000 |
| Pretax income | 4,977,000 | 10,299,000 | 15,499,000 | 20,118,000 |
| Income tax | 202,000 | 458,000 | 588,000 | 704,000 |
| Net income | 4,775,000 | 9,841,000 | 14,911,000 | 19,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,596,000 | 78,535,000 | 80,216,000 | 80,470,000 |
| Total capital | 83,520,000 | 85,491,000 | 87,397,000 | 87,937,000 |
| Risk-weighted assets | 576,281,000 | 584,535,000 | 608,460,000 | 607,733,000 |