Call reports 2018
HCN BANK — 2018
What HCN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 683,655,000 | 719,053,000 | 726,808,000 | 724,035,000 |
| Total loans | 498,903,000 | 513,779,000 | 515,796,000 | 523,281,000 |
| Allowance for loan losses | 6,576,000 | 6,694,000 | 6,700,000 | 6,928,000 |
| Securities available for sale | 29,831,000 | 32,918,000 | 40,581,000 | 39,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 610,103,000 | 642,643,000 | 648,272,000 | 645,701,000 |
| Interest-bearing deposits | 381,537,000 | 437,016,000 | 444,398,000 | 428,446,000 |
| Noninterest-bearing deposits | 228,566,000 | 205,627,000 | 203,874,000 | 217,255,000 |
| Equity capital | 70,154,000 | 72,599,000 | 74,404,000 | 74,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,865,000 | 14,193,000 | 21,933,000 | 30,020,000 |
| Interest expense | 177,000 | 369,000 | 579,000 | 816,000 |
| Net interest income | 6,688,000 | 13,824,000 | 21,354,000 | 29,204,000 |
| Noninterest income | 735,000 | 1,550,000 | 2,405,000 | 3,317,000 |
| Noninterest expense | 3,165,000 | 6,416,000 | 9,664,000 | 13,072,000 |
| Provision for loan losses | 104,000 | 246,000 | 262,000 | 503,000 |
| Pretax income | 4,154,000 | 8,712,000 | 13,833,000 | 18,946,000 |
| Income tax | 176,000 | 416,000 | 539,000 | 662,000 |
| Net income | 3,978,000 | 8,296,000 | 13,294,000 | 18,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,466,000 | 72,964,000 | 74,902,000 | 74,949,000 |
| Total capital | 77,042,000 | 79,658,000 | 81,602,000 | 81,877,000 |
| Risk-weighted assets | 547,048,000 | 567,788,000 | 563,816,000 | 569,613,000 |