Call reports 2017
HCN BANK — 2017
What HCN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 677,530,000 | 689,061,000 | 684,205,000 | 698,703,000 |
| Total loans | 455,819,000 | 466,678,000 | 475,122,000 | 476,663,000 |
| Allowance for loan losses | 6,223,000 | 6,226,000 | 6,274,000 | 6,481,000 |
| Securities available for sale | 37,329,000 | 34,931,000 | 29,879,000 | 28,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 608,097,000 | 619,315,000 | 612,861,000 | 628,391,000 |
| Interest-bearing deposits | 386,296,000 | 387,293,000 | 372,070,000 | 367,697,000 |
| Noninterest-bearing deposits | 221,801,000 | 232,022,000 | 240,791,000 | 260,694,000 |
| Equity capital | 64,968,000 | 66,211,000 | 67,607,000 | 67,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,194,000 | 12,620,000 | 19,403,000 | 26,372,000 |
| Interest expense | 168,000 | 341,000 | 514,000 | 685,000 |
| Net interest income | 6,026,000 | 12,279,000 | 18,889,000 | 25,687,000 |
| Noninterest income | 930,000 | 1,721,000 | 2,566,000 | 3,407,000 |
| Noninterest expense | 3,118,000 | 6,174,000 | 9,272,000 | 12,552,000 |
| Provision for loan losses | 315,000 | 322,000 | 378,000 | 598,000 |
| Pretax income | 3,523,000 | 7,504,000 | 11,805,000 | 15,944,000 |
| Income tax | 111,000 | 203,000 | 354,000 | 510,000 |
| Net income | 3,412,000 | 7,301,000 | 11,451,000 | 15,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,899,000 | 66,078,000 | 67,496,000 | 67,294,000 |
| Total capital | 71,122,000 | 72,304,000 | 73,770,000 | 73,775,000 |
| Risk-weighted assets | 501,718,000 | 517,653,000 | 523,655,000 | 520,184,000 |