Call reports 2016
HCN BANK — 2016
What HCN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 655,589,000 | 651,842,000 | 651,342,000 | 637,238,000 |
| Total loans | 409,674,000 | 418,045,000 | 437,508,000 | 443,660,000 |
| Allowance for loan losses | 5,914,000 | 5,914,000 | 5,912,000 | 5,915,000 |
| Securities available for sale | 42,812,000 | 42,388,000 | 41,246,000 | 38,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 594,248,000 | 589,288,000 | 587,668,000 | 572,029,000 |
| Interest-bearing deposits | 389,739,000 | 388,990,000 | 393,572,000 | 376,521,000 |
| Noninterest-bearing deposits | 204,509,000 | 200,298,000 | 194,096,000 | 195,508,000 |
| Equity capital | 60,085,000 | 60,785,000 | 61,625,000 | 62,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,692,000 | 11,558,000 | 17,635,000 | 23,853,000 |
| Interest expense | 141,000 | 296,000 | 452,000 | 613,000 |
| Net interest income | 5,551,000 | 11,262,000 | 17,183,000 | 23,240,000 |
| Noninterest income | 771,000 | 1,572,000 | 2,403,000 | 6,148,000 |
| Noninterest expense | 2,971,000 | 6,011,000 | 9,018,000 | 13,724,000 |
| Provision for loan losses | 4,000 | 10,000 | 17,000 | 28,000 |
| Pretax income | 3,347,000 | 6,813,000 | 10,551,000 | 15,636,000 |
| Income tax | 136,000 | 328,000 | 418,000 | 512,000 |
| Net income | 3,211,000 | 6,485,000 | 10,133,000 | 15,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,738,000 | 60,288,000 | 61,213,000 | 62,215,000 |
| Total capital | 65,537,000 | 66,187,000 | 67,132,000 | 68,130,000 |
| Risk-weighted assets | 463,476,000 | 470,823,000 | 488,962,000 | 495,945,000 |