Call reports 2014
HCN BANK — 2014
What HCN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 472,105,000 | 481,859,000 | 491,027,000 | 489,353,000 |
| Total loans | 368,878,000 | 381,420,000 | 374,773,000 | 386,384,000 |
| Allowance for loan losses | 6,427,000 | 6,425,000 | 6,419,000 | 6,407,000 |
| Securities available for sale | 33,252,000 | 32,109,000 | 40,342,000 | 38,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,525,000 | 423,386,000 | 431,501,000 | 430,815,000 |
| Interest-bearing deposits | 287,004,000 | 299,597,000 | 298,010,000 | 292,646,000 |
| Noninterest-bearing deposits | 127,521,000 | 123,789,000 | 133,491,000 | 138,169,000 |
| Equity capital | 56,602,000 | 57,250,000 | 57,995,000 | 57,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,297,000 | 10,647,000 | 16,151,000 | 21,563,000 |
| Interest expense | 138,000 | 277,000 | 424,000 | 565,000 |
| Net interest income | 5,159,000 | 10,370,000 | 15,727,000 | 20,998,000 |
| Noninterest income | 1,058,000 | 1,821,000 | 2,778,000 | 3,560,000 |
| Noninterest expense | 3,242,000 | 6,055,000 | 8,875,000 | 11,868,000 |
| Provision for loan losses | 5,000 | 14,000 | 21,000 | 23,000 |
| Pretax income | 2,970,000 | 6,123,000 | 9,610,000 | 12,668,000 |
| Income tax | 104,000 | 215,000 | 337,000 | 445,000 |
| Net income | 2,866,000 | 5,908,000 | 9,273,000 | 12,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,280,000 | 56,831,000 | 57,643,000 | 57,214,000 |
| Total capital | 61,203,000 | 61,927,000 | 62,693,000 | 62,414,000 |
| Risk-weighted assets | 392,311,000 | 406,364,000 | 402,664,000 | 414,774,000 |