Call reports 2012
HCN BANK — 2012
What HCN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 453,265,000 | 454,176,000 | 447,090,000 | 449,771,000 |
| Total loans | 367,918,000 | 368,176,000 | 372,926,000 | 368,619,000 |
| Allowance for loan losses | 6,915,000 | 6,903,000 | 7,020,000 | 6,917,000 |
| Securities available for sale | 40,298,000 | 41,786,000 | 45,940,000 | 40,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,442,000 | 399,052,000 | 390,434,000 | 394,248,000 |
| Interest-bearing deposits | 297,740,000 | 289,348,000 | 283,343,000 | 281,459,000 |
| Noninterest-bearing deposits | 101,702,000 | 109,704,000 | 107,091,000 | 112,789,000 |
| Equity capital | 52,716,000 | 53,815,000 | 55,086,000 | 54,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,804,000 | 11,573,000 | 17,388,000 | 23,240,000 |
| Interest expense | 324,000 | 609,000 | 848,000 | 1,051,000 |
| Net interest income | 5,480,000 | 10,964,000 | 16,540,000 | 22,189,000 |
| Noninterest income | 545,000 | 1,274,000 | 1,813,000 | 2,414,000 |
| Noninterest expense | 2,759,000 | 5,445,000 | 8,067,000 | 10,836,000 |
| Provision for loan losses | 6,000 | 11,000 | 11,000 | 211,000 |
| Pretax income | 3,260,000 | 6,802,000 | 10,295,000 | 13,576,000 |
| Income tax | 148,000 | 272,000 | 395,000 | 509,000 |
| Net income | 3,112,000 | 6,530,000 | 9,900,000 | 13,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,007,000 | 53,082,000 | 54,107,000 | 53,859,000 |
| Total capital | 56,813,000 | 57,904,000 | 58,990,000 | 58,696,000 |
| Risk-weighted assets | 381,004,000 | 381,543,000 | 385,702,000 | 382,573,000 |