Call reports 2011
HCN BANK — 2011
What HCN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 443,512,000 | 452,224,000 | 446,743,000 | 439,763,000 |
| Total loans | 360,627,000 | 356,226,000 | 359,078,000 | 365,348,000 |
| Allowance for loan losses | 6,331,000 | 6,537,000 | 6,770,000 | 6,917,000 |
| Securities available for sale | 37,835,000 | 43,406,000 | 46,856,000 | 37,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,192,000 | 398,296,000 | 391,819,000 | 386,341,000 |
| Interest-bearing deposits | 298,144,000 | 299,832,000 | 296,893,000 | 290,227,000 |
| Noninterest-bearing deposits | 88,048,000 | 98,464,000 | 94,926,000 | 96,114,000 |
| Equity capital | 51,067,000 | 52,547,000 | 53,388,000 | 51,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,750,000 | 11,589,000 | 17,463,000 | 23,228,000 |
| Interest expense | 497,000 | 957,000 | 1,347,000 | 1,696,000 |
| Net interest income | 5,253,000 | 10,632,000 | 16,116,000 | 21,532,000 |
| Noninterest income | 439,000 | 1,033,000 | 1,519,000 | 2,079,000 |
| Noninterest expense | 2,625,000 | 5,270,000 | 7,932,000 | 10,854,000 |
| Provision for loan losses | 318,000 | 525,000 | 1,031,000 | 1,609,000 |
| Pretax income | 2,749,000 | 5,870,000 | 8,672,000 | 11,184,000 |
| Income tax | 38,000 | 76,000 | 114,000 | 229,000 |
| Net income | 2,711,000 | 5,794,000 | 8,558,000 | 10,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,653,000 | 51,836,000 | 52,474,000 | 51,025,000 |
| Total capital | 55,295,000 | 56,461,000 | 57,154,000 | 55,785,000 |
| Risk-weighted assets | 369,689,000 | 368,073,000 | 370,853,000 | 377,070,000 |