Call reports 2002
HCN BANK — 2002
What HCN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 304,856,000 | 300,934,000 | 308,745,000 | 297,098,000 |
| Total loans | 261,467,000 | 263,932,000 | 263,845,000 | 251,322,000 |
| Allowance for loan losses | 2,950,000 | 2,950,000 | 2,946,000 | 2,946,000 |
| Securities available for sale | 0 | 2,013,000 | 13,187,000 | 17,775,000 |
| Securities held to maturity | 16,989,000 | 13,956,000 | 7,964,000 | 2,992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,012,000 | 271,465,000 | 270,596,000 | 257,048,000 |
| Interest-bearing deposits | 231,029,000 | 225,310,000 | 221,618,000 | 206,785,000 |
| Noninterest-bearing deposits | 44,983,000 | 46,155,000 | 48,978,000 | 50,263,000 |
| Equity capital | 23,843,000 | 24,327,000 | 23,343,000 | 22,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,682,000 | 9,223,000 | 13,842,000 | 18,556,000 |
| Interest expense | 1,774,000 | 3,244,000 | 4,652,000 | 5,928,000 |
| Net interest income | 2,908,000 | 5,979,000 | 9,190,000 | 12,628,000 |
| Noninterest income | 341,000 | 677,000 | 1,059,000 | 1,435,000 |
| Noninterest expense | 1,787,000 | 3,541,000 | 5,442,000 | 7,519,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,462,000 | 3,115,000 | 4,807,000 | 6,544,000 |
| Income tax | 608,000 | 1,294,000 | 1,995,000 | 2,912,000 |
| Net income | 854,000 | 1,821,000 | 2,812,000 | 3,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,843,000 | 24,327,000 | 23,334,000 | 22,423,000 |
| Total capital | 29,793,000 | 30,277,000 | 29,280,000 | 28,369,000 |
| Risk-weighted assets | 269,219,000 | 271,439,000 | 274,871,000 | 262,869,000 |