Call reports 2001
HCN BANK — 2001
What HCN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 294,775,000 | 292,207,000 | 300,317,000 | 302,561,000 |
| Total loans | 244,540,000 | 247,362,000 | 260,069,000 | 260,519,000 |
| Allowance for loan losses | 2,537,000 | 2,572,000 | 2,592,000 | 2,950,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,716,000 | 15,876,000 | 15,886,000 | 16,147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,979,000 | 267,227,000 | 274,181,000 | 274,371,000 |
| Interest-bearing deposits | 234,573,000 | 231,874,000 | 238,118,000 | 236,536,000 |
| Noninterest-bearing deposits | 35,406,000 | 35,353,000 | 36,063,000 | 37,835,000 |
| Equity capital | 22,990,000 | 23,269,000 | 23,536,000 | 23,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,861,000 | 11,383,000 | 16,755,000 | 21,845,000 |
| Interest expense | 3,080,000 | 5,915,000 | 8,537,000 | 10,764,000 |
| Net interest income | 2,781,000 | 5,468,000 | 8,218,000 | 11,081,000 |
| Noninterest income | 389,000 | 761,000 | 1,099,000 | 1,458,000 |
| Noninterest expense | 1,842,000 | 3,745,000 | 5,532,000 | 7,529,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,328,000 | 2,498,000 | 3,799,000 | 5,052,000 |
| Income tax | 548,000 | 1,035,000 | 1,575,000 | 2,101,000 |
| Net income | 780,000 | 1,463,000 | 2,224,000 | 2,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,990,000 | 23,269,000 | 23,536,000 | 23,473,000 |
| Total capital | 25,527,000 | 25,841,000 | 27,128,000 | 29,423,000 |
| Risk-weighted assets | 250,584,000 | 257,034,000 | 266,826,000 | 267,695,000 |