Call reports 2022
ANZ GUAM, INC. — 2022
What ANZ GUAM, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 427,755,000 | 378,508,000 | 210,191,000 | 150,100,000 |
| Total loans | 50,318,000 | 42,727,000 | 37,884,000 | 4,178,000 |
| Allowance for loan losses | 1,924,000 | 1,908,000 | 1,861,000 | 1,177,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,351,000 | 333,584,000 | 165,564,000 | 109,765,000 |
| Interest-bearing deposits | 188,030,000 | 168,088,000 | 110,651,000 | 61,097,000 |
| Noninterest-bearing deposits | 194,321,000 | 165,496,000 | 54,913,000 | 48,668,000 |
| Equity capital | 44,457,000 | 44,076,000 | 43,495,000 | 39,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 2,276,000 | 4,126,000 | 6,187,000 |
| Interest expense | 45,000 | 88,000 | 124,000 | 149,000 |
| Net interest income | 796,000 | 2,188,000 | 4,002,000 | 6,038,000 |
| Noninterest income | 1,167,000 | 2,197,000 | 2,748,000 | 2,969,000 |
| Noninterest expense | 2,957,000 | 5,896,000 | 9,042,000 | 15,870,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -994,000 | -1,511,000 | -2,292,000 | -6,863,000 |
| Income tax | -290,000 | -426,000 | -626,000 | -1,036,000 |
| Net income | -704,000 | -1,085,000 | -1,666,000 | -5,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,457,000 | 44,076,000 | 43,495,000 | 39,334,000 |