Call reports 2020
ANZ GUAM, INC. — 2020
What ANZ GUAM, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 328,741,000 | 371,456,000 | 380,938,000 | 391,571,000 |
| Total loans | 74,474,000 | 87,480,000 | 81,856,000 | 79,654,000 |
| Allowance for loan losses | 3,435,000 | 2,693,000 | 2,031,000 | 2,044,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,190,000 | 321,106,000 | 331,455,000 | 341,926,000 |
| Interest-bearing deposits | 152,924,000 | 161,559,000 | 168,752,000 | 166,840,000 |
| Noninterest-bearing deposits | 124,266,000 | 159,547,000 | 162,703,000 | 175,086,000 |
| Equity capital | 49,342,000 | 48,322,000 | 47,319,000 | 47,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,120,000 | 3,265,000 | 4,754,000 | 5,974,000 |
| Interest expense | 55,000 | 84,000 | 157,000 | 208,000 |
| Net interest income | 2,065,000 | 3,181,000 | 4,597,000 | 5,766,000 |
| Noninterest income | 709,000 | 1,722,000 | 2,763,000 | 3,908,000 |
| Noninterest expense | 3,135,000 | 6,284,000 | 9,736,000 | 12,687,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -361,000 | -1,381,000 | -2,376,000 | -3,013,000 |
| Income tax | 28,000 | 28,000 | 35,000 | -631,000 |
| Net income | -389,000 | -1,409,000 | -2,411,000 | -2,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,342,000 | 48,322,000 | 47,319,000 | 47,347,000 |