Call reports 2019
ANZ GUAM, INC. — 2019
What ANZ GUAM, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 317,682,000 | 317,107,000 | 322,748,000 | 335,195,000 |
| Total loans | 81,206,000 | 78,239,000 | 78,107,000 | 74,480,000 |
| Allowance for loan losses | 3,439,000 | 3,395,000 | 3,420,000 | 3,452,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,565,000 | 265,163,000 | 270,164,000 | 282,992,000 |
| Interest-bearing deposits | 155,665,000 | 152,397,000 | 155,042,000 | 153,565,000 |
| Noninterest-bearing deposits | 109,900,000 | 112,766,000 | 115,122,000 | 129,427,000 |
| Equity capital | 48,662,000 | 49,098,000 | 49,530,000 | 49,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,814,000 | 5,574,000 | 8,334,000 | 10,488,000 |
| Interest expense | 57,000 | 116,000 | 176,000 | 241,000 |
| Net interest income | 2,757,000 | 5,458,000 | 8,158,000 | 10,247,000 |
| Noninterest income | 913,000 | 1,804,000 | 2,712,000 | 3,828,000 |
| Noninterest expense | 2,984,000 | 5,936,000 | 8,910,000 | 11,755,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 686,000 | 1,326,000 | 1,960,000 | 2,320,000 |
| Income tax | 212,000 | 415,000 | 617,000 | 777,000 |
| Net income | 474,000 | 911,000 | 1,343,000 | 1,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,662,000 | 49,098,000 | 49,530,000 | 49,730,000 |
| Total capital | 49,683,000 | 50,078,000 | 51,039,000 | 51,304,000 |
| Risk-weighted assets | 79,296,000 | 76,007,000 | 118,877,000 | 124,086,000 |