Call reports 2018
ANZ GUAM, INC. — 2018
What ANZ GUAM, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 347,949,000 | 332,568,000 | 320,360,000 | 317,502,000 |
| Total loans | 104,858,000 | 104,312,000 | 91,144,000 | 87,577,000 |
| Allowance for loan losses | 3,334,000 | 3,378,000 | 3,388,000 | 3,413,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,912,000 | 283,153,000 | 268,593,000 | 265,886,000 |
| Interest-bearing deposits | 185,136,000 | 170,752,000 | 167,447,000 | 154,126,000 |
| Noninterest-bearing deposits | 113,776,000 | 112,401,000 | 101,146,000 | 111,760,000 |
| Equity capital | 46,905,000 | 47,220,000 | 47,698,000 | 48,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,544,000 | 5,110,000 | 7,920,000 | 10,605,000 |
| Interest expense | 60,000 | 120,000 | 180,000 | 235,000 |
| Net interest income | 2,484,000 | 4,990,000 | 7,740,000 | 10,370,000 |
| Noninterest income | 1,008,000 | 2,045,000 | 3,072,000 | 4,239,000 |
| Noninterest expense | 2,990,000 | 6,076,000 | 9,222,000 | 12,367,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 502,000 | 959,000 | 1,590,000 | 2,242,000 |
| Income tax | 94,000 | 235,000 | 389,000 | 551,000 |
| Net income | 408,000 | 724,000 | 1,201,000 | 1,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,905,000 | 47,221,000 | 47,699,000 | 48,188,000 |
| Total capital | 48,200,000 | 48,547,000 | 48,842,000 | 49,291,000 |
| Risk-weighted assets | 101,598,000 | 104,039,000 | 89,209,000 | 85,909,000 |