Call reports 2017
ANZ GUAM, INC. — 2017
What ANZ GUAM, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 336,953,000 | 349,058,000 | 341,361,000 | 330,438,000 |
| Total loans | 117,801,000 | 119,072,000 | 116,536,000 | 114,269,000 |
| Allowance for loan losses | 3,161,000 | 3,168,000 | 3,194,000 | 3,229,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,565,000 | 299,468,000 | 290,489,000 | 280,993,000 |
| Interest-bearing deposits | 178,122,000 | 184,919,000 | 178,303,000 | 175,339,000 |
| Noninterest-bearing deposits | 109,443,000 | 114,549,000 | 112,186,000 | 105,654,000 |
| Equity capital | 47,622,000 | 47,854,000 | 48,375,000 | 46,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,055,000 | 4,399,000 | 6,918,000 | 9,219,000 |
| Interest expense | 62,000 | 126,000 | 187,000 | 247,000 |
| Net interest income | 1,993,000 | 4,273,000 | 6,731,000 | 8,972,000 |
| Noninterest income | 1,093,000 | 2,155,000 | 3,520,000 | 4,538,000 |
| Noninterest expense | 2,910,000 | 5,881,000 | 8,825,000 | 11,528,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 547,000 | 1,426,000 | 1,982,000 |
| Income tax | 33,000 | 170,000 | 528,000 | 2,963,000 |
| Net income | 143,000 | 377,000 | 898,000 | -981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,623,000 | 47,854,000 | 48,375,000 | 46,497,000 |
| Total capital | 49,085,000 | 49,269,000 | 49,815,000 | 47,823,000 |
| Risk-weighted assets | 115,323,000 | 111,438,000 | 113,414,000 | 104,209,000 |