Call reports 2016
ANZ GUAM, INC. — 2016
What ANZ GUAM, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 344,294,000 | 342,759,000 | 369,157,000 | 376,042,000 |
| Total loans | 131,139,000 | 133,268,000 | 130,047,000 | 123,001,000 |
| Allowance for loan losses | 3,090,000 | 3,139,000 | 2,988,000 | 3,028,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,194,000 | 292,432,000 | 318,400,000 | 325,183,000 |
| Interest-bearing deposits | 197,129,000 | 192,206,000 | 209,950,000 | 215,860,000 |
| Noninterest-bearing deposits | 97,065,000 | 100,226,000 | 108,450,000 | 109,323,000 |
| Equity capital | 47,000,000 | 46,892,000 | 47,162,000 | 47,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,197,000 | 4,290,000 | 6,433,000 | 8,444,000 |
| Interest expense | 59,000 | 112,000 | 168,000 | 234,000 |
| Net interest income | 2,138,000 | 4,178,000 | 6,265,000 | 8,210,000 |
| Noninterest income | 890,000 | 2,021,000 | 4,105,000 | 4,381,000 |
| Noninterest expense | 3,089,000 | 6,414,000 | 10,267,000 | 12,149,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -61,000 | -215,000 | 103,000 | 442,000 |
| Income tax | 82,000 | 35,000 | 84,000 | 107,000 |
| Net income | -143,000 | -250,000 | 19,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,000,000 | 46,892,000 | 47,162,000 | 47,478,000 |
| Total capital | 48,607,000 | 48,395,000 | 48,316,000 | 49,164,000 |
| Risk-weighted assets | 127,104,000 | 118,676,000 | 90,499,000 | 133,611,000 |