Call reports 2015
ANZ GUAM, INC. — 2015
What ANZ GUAM, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 349,779,000 | 345,679,000 | 343,188,000 | 348,299,000 |
| Total loans | 137,698,000 | 137,268,000 | 138,174,000 | 131,573,000 |
| Allowance for loan losses | 2,967,000 | 2,915,000 | 2,975,000 | 3,014,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,967,000 | 296,380,000 | 294,152,000 | 300,199,000 |
| Interest-bearing deposits | 184,485,000 | 182,496,000 | 195,562,000 | 203,838,000 |
| Noninterest-bearing deposits | 116,482,000 | 113,884,000 | 98,590,000 | 96,361,000 |
| Equity capital | 46,062,000 | 45,875,000 | 47,176,000 | 47,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,058,000 | 4,166,000 | 6,291,000 | 8,360,000 |
| Interest expense | 61,000 | 119,000 | 184,000 | 243,000 |
| Net interest income | 1,997,000 | 4,047,000 | 6,107,000 | 8,117,000 |
| Noninterest income | 794,000 | 2,317,000 | 3,580,000 | 4,912,000 |
| Noninterest expense | 3,029,000 | 6,927,000 | 9,124,000 | 12,531,000 |
| Provision for loan losses | 74,000 | 74,000 | 74,000 | 74,000 |
| Pretax income | -312,000 | -637,000 | 489,000 | 424,000 |
| Income tax | -78,000 | -216,000 | -391,000 | -423,000 |
| Net income | -234,000 | -421,000 | 880,000 | 847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,906,000 | 45,875,000 | 47,176,000 | 47,142,000 |
| Total capital | 47,297,000 | 47,432,000 | 48,740,000 | 48,580,000 |
| Risk-weighted assets | 109,741,000 | 123,217,000 | 123,598,000 | 113,443,000 |