Call reports 2014
ANZ GUAM, INC. — 2014
What ANZ GUAM, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 329,888,000 | 324,497,000 | 320,923,000 | 322,769,000 |
| Total loans | 149,171,000 | 145,965,000 | 141,566,000 | 139,080,000 |
| Allowance for loan losses | 3,533,000 | 3,378,000 | 3,263,000 | 3,444,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,847,000 | 275,861,000 | 271,645,000 | 274,407,000 |
| Interest-bearing deposits | 187,690,000 | 182,046,000 | 178,436,000 | 170,088,000 |
| Noninterest-bearing deposits | 94,157,000 | 93,815,000 | 93,209,000 | 104,319,000 |
| Equity capital | 46,061,000 | 46,237,000 | 46,543,000 | 46,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,538,000 | 4,917,000 | 7,348,000 | 9,507,000 |
| Interest expense | 114,000 | 227,000 | 318,000 | 375,000 |
| Net interest income | 2,424,000 | 4,690,000 | 7,030,000 | 9,132,000 |
| Noninterest income | 921,000 | 2,101,000 | 3,060,000 | 4,152,000 |
| Noninterest expense | 2,815,000 | 5,989,000 | 8,826,000 | 12,380,000 |
| Provision for loan losses | 172,000 | 177,000 | 177,000 | 174,000 |
| Pretax income | 358,000 | 625,000 | 1,087,000 | 730,000 |
| Income tax | 122,000 | 213,000 | 369,000 | 259,000 |
| Net income | 236,000 | 412,000 | 718,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,889,000 | 45,053,000 | 45,359,000 | 44,721,000 |
| Total capital | 46,350,000 | 46,499,000 | 46,793,000 | 46,092,000 |
| Risk-weighted assets | 114,771,000 | 113,726,000 | 112,878,000 | 107,633,000 |