Call reports 2013
ANZ GUAM, INC. — 2013
What ANZ GUAM, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 347,200,000 | 330,845,000 | 332,067,000 | 338,083,000 |
| Total loans | 177,532,000 | 167,339,000 | 160,076,000 | 156,529,000 |
| Allowance for loan losses | 3,122,000 | 2,996,000 | 3,223,000 | 3,595,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,970,000 | 280,656,000 | 281,454,000 | 289,646,000 |
| Interest-bearing deposits | 198,815,000 | 185,538,000 | 187,583,000 | 188,203,000 |
| Noninterest-bearing deposits | 101,155,000 | 95,118,000 | 93,871,000 | 101,443,000 |
| Equity capital | 42,495,000 | 44,495,000 | 45,017,000 | 45,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,785,000 | 5,751,000 | 8,879,000 | 11,749,000 |
| Interest expense | 186,000 | 318,000 | 439,000 | 550,000 |
| Net interest income | 2,599,000 | 5,433,000 | 8,440,000 | 11,199,000 |
| Noninterest income | 1,277,000 | 2,444,000 | 3,502,000 | 4,269,000 |
| Noninterest expense | 3,121,000 | 6,275,000 | 9,180,000 | 12,314,000 |
| Provision for loan losses | 218,000 | 301,000 | 668,000 | 1,207,000 |
| Pretax income | 537,000 | 1,301,000 | 2,094,000 | 1,947,000 |
| Income tax | 185,000 | 442,000 | 713,000 | 662,000 |
| Net income | 352,000 | 859,000 | 1,381,000 | 1,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,659,000 | 44,337,000 | 42,753,000 | 44,529,000 |
| Total capital | 42,405,000 | 46,408,000 | 44,738,000 | 46,064,000 |
| Risk-weighted assets | 138,281,000 | 164,743,000 | 157,523,000 | 120,724,000 |