Call reports 2012
ANZ GUAM, INC. — 2012
What ANZ GUAM, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 285,285,000 | 306,297,000 | 299,793,000 | 321,679,000 |
| Total loans | 187,243,000 | 185,632,000 | 182,487,000 | 178,782,000 |
| Allowance for loan losses | 2,219,000 | 2,762,000 | 3,138,000 | 3,060,000 |
| Securities available for sale | 606,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,836,000 | 266,839,000 | 259,729,000 | 271,001,000 |
| Interest-bearing deposits | 184,187,000 | 182,561,000 | 187,574,000 | 192,972,000 |
| Noninterest-bearing deposits | 59,649,000 | 84,278,000 | 72,155,000 | 78,029,000 |
| Equity capital | 36,919,000 | 36,505,000 | 35,746,000 | 42,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,998,000 | 5,905,000 | 8,906,000 | 11,935,000 |
| Interest expense | 250,000 | 491,000 | 759,000 | 941,000 |
| Net interest income | 2,748,000 | 5,414,000 | 8,147,000 | 10,994,000 |
| Noninterest income | 1,068,000 | 2,229,000 | 3,357,000 | 4,429,000 |
| Noninterest expense | 3,432,000 | 6,820,000 | 9,602,000 | 13,301,000 |
| Provision for loan losses | 1,309,000 | 2,003,000 | 1,970,000 | 1,968,000 |
| Pretax income | -925,000 | -543,000 | 569,000 | 791,000 |
| Income tax | -315,000 | -185,000 | 1,071,000 | 1,478,000 |
| Net income | -610,000 | -358,000 | -502,000 | -687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,802,000 | 35,231,000 | 33,730,000 | 40,069,000 |
| Total capital | 38,074,000 | 37,219,000 | 35,638,000 | 42,012,000 |
| Risk-weighted assets | 159,815,000 | 158,281,000 | 151,411,000 | 154,352,000 |