Call reports 2011
ANZ GUAM, INC. — 2011
What ANZ GUAM, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 297,338,000 | 286,357,000 | 287,413,000 | 287,540,000 |
| Total loans | 215,136,000 | 201,074,000 | 193,160,000 | 187,388,000 |
| Allowance for loan losses | 2,921,000 | 2,644,000 | 2,728,000 | 2,412,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,080,000 | 245,360,000 | 245,741,000 | 245,932,000 |
| Interest-bearing deposits | 193,808,000 | 189,379,000 | 189,179,000 | 190,120,000 |
| Noninterest-bearing deposits | 55,272,000 | 55,981,000 | 56,562,000 | 55,812,000 |
| Equity capital | 35,783,000 | 36,481,000 | 36,605,000 | 36,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,827,000 | 7,587,000 | 11,082,000 | 14,248,000 |
| Interest expense | 354,000 | 684,000 | 1,001,000 | 1,279,000 |
| Net interest income | 3,473,000 | 6,903,000 | 10,081,000 | 12,969,000 |
| Noninterest income | 938,000 | 2,362,000 | 3,099,000 | 4,049,000 |
| Noninterest expense | 4,178,000 | 7,707,000 | 11,295,000 | 14,593,000 |
| Provision for loan losses | 390,000 | 679,000 | 775,000 | 881,000 |
| Pretax income | -157,000 | 879,000 | 1,110,000 | 1,544,000 |
| Income tax | -53,000 | 282,000 | 391,000 | 566,000 |
| Net income | -104,000 | 597,000 | 719,000 | 978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,643,000 | 36,058,000 | 35,632,000 | 36,414,000 |
| Total capital | 38,146,000 | 38,336,000 | 37,517,000 | 38,044,000 |
| Risk-weighted assets | 198,683,000 | 215,775,000 | 189,458,000 | 168,305,000 |