Call reports 2010
ANZ GUAM, INC. — 2010
What ANZ GUAM, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 155,785,000 | 158,511,000 | 159,328,000 | 167,672,000 |
| Total loans | 122,775,000 | 129,136,000 | 125,086,000 | 128,287,000 |
| Allowance for loan losses | 1,020,000 | 1,047,000 | 911,000 | 921,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,534,000 | 139,338,000 | 139,888,000 | 147,142,000 |
| Interest-bearing deposits | 112,787,000 | 116,329,000 | 114,890,000 | 122,727,000 |
| Noninterest-bearing deposits | 23,747,000 | 23,009,000 | 24,998,000 | 24,415,000 |
| Equity capital | 18,287,000 | 18,404,000 | 18,506,000 | 18,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,038,000 | 4,115,000 | 6,160,000 | 8,140,000 |
| Interest expense | 181,000 | 310,000 | 435,000 | 566,000 |
| Net interest income | 1,857,000 | 3,805,000 | 5,725,000 | 7,574,000 |
| Noninterest income | 712,000 | 1,485,000 | 2,574,000 | 3,075,000 |
| Noninterest expense | 2,573,000 | 5,082,000 | 8,024,000 | 10,388,000 |
| Provision for loan losses | -100,000 | -86,000 | -181,000 | -130,000 |
| Pretax income | 96,000 | 294,000 | 456,000 | 391,000 |
| Income tax | 23,000 | 104,000 | 166,000 | 144,000 |
| Net income | 73,000 | 190,000 | 290,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,287,000 | 18,404,000 | 18,506,000 | 18,465,000 |
| Total capital | 19,384,000 | 19,529,000 | 19,417,000 | 19,386,000 |
| Risk-weighted assets | 104,700,000 | 108,036,000 | 106,346,000 | 107,624,000 |